What’s New!

Christmas Cash  ι   COVID-19 Update  ι   Scholarship Winner  ι   Annual Meeting  ι   For Sale  ι   Mobile App  ι   Protect Yourself Online  ι   School Program  ι   ID Theft  ι   Rate Matching  ι   Share Insurance  ι   ID Protection  ι   Overdraft Privilege  ι   Money Management  ι   Debit/Credit Card Fraud  ι   eStatements  ι   Contact Information  ι   Credit Card Access  ι   Check Fraud

Need Extra Christmas Cash?

STARTING November 1st and running thru December 23RD

HOLIDAY LOAN PROMOTION

$2,000.00 is the max
$500.00 is the minimum
12 month payoff
Drawing will be December 23RD for $50.00 Gift Visa Gift Card

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An Update from Lakeside On COVID-19

The health and safety of our members, employees, and community is very important to us and it is our top priority. We are monitoring the evolving circumstances related to Coronavirus (COVID-19). We will continue to monitor guidance from regulatory authorities and follow updates from the Centers of Disease Control and Prevention (CDC) and other authorities. We are committed to doing our part as a community credit union to help slow the spread of this virus.

Effective July 20th
Due to COVID-19 The traffic at plant site has decreased, so starting July 20th the plant site will temporarily only be open from 11:30 till 2:45 Monday thru Friday and will be closed from 12:15 to 12:45 for lunch.

No loans will be processed at plant site until further notice. If you need a loan , all the loan officers will be happy to serve you and will be at Hwy 70 Office. We have online options now to process loans without coming in also.

We are in process of getting Remote Deposit Capture and will be up and going in August.

We are sorry for any inconvenience this may cause. We hope everyone stays Happy and Safe during this time.

LOBBY WILL REOPEN JUNE 8TH
WITH A LIMIT OF 4 MEMBERS AT A TIME IN BUILDING.

We have created a quick reference guide on where to go to do different types of transactions during this time:
Where Do I Go Guide

Our staff will be accessible by phone. Our night drop boxes will be checked several times a day for members that wish to use them. Remember, Lakeside offers other ways to access your accounts and meet your banking needs without entering the lobbies, including:

• Online and Mobile Banking (check balances, pay bills, transfer funds, checks cleared, debit card charges)
  Home Banking Login
• The download for our Mobile App can be found at the bottom left of our homepage on our website.
• Bill Pay
  Bill Pay Login
• Night Drops at both locations
• Telephone Tellerline Service 1-800-543-1042
  To access Tellerline you will need your full account number. The pin number will be the last 4 digits of the primary account holder’s social security number.

ATM Locations:

• Murphy Oil in Waverly
• Bud’s Market in McEwen
• Kwik-N-Easy in Waverly
• Cash Savers in Camden
• Thompson’s Market in New Johnsonville

We appreciate your understanding and patience as we work through these difficult times. Please note your credit union is very well capitalized and here to serve you for all of your financial needs.

Toll Free 1-800-819-0792
Broadway Ave 931-535-3750
Plant Site 931-535-7269

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Lakeside Credit Union Announces 2020 Scholarship Winner

Lakeside Credit Union in New Johnsonville is pleased to congratulate the winner of our Excellence Scholarship Award, Lauren Hickerson.

Lauren is a graduate of Dickson County High School in Dickson, TN.

She is the daughter of Shelley Hedrick of Dickson, TN and Danny Hickerson of Hiseville, KY.

Her grandparents are Jimmy and Retha Raye Mullinicks of McEwen, TN and the late Daniel and Imogene Hickerson of Charlotte, TN.

Lauren plans to attend Tennessee Technological University in the fall and major in Business-Marketing.

Lakeside’s Scholarship Program is available to every senior in Humphrey’s County, Benton County, Dickson Count and also seniors who are Lakeside Credit Union members.

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Lakeside’s 55th Annual Meeting

Lakeside’s 55th Annual Meeting was a success. We had approx. 80 members and visitors. We enjoyed fellowship along with Hotdogs, Cupcakes and Drinks.

2 Board of Directors terms expired, The 2 chairs were voted on and Jim McKay and Ross Cole kept their Board of Directors seats for another 4 years. Jim McKay presented Karen Scott CEO with a 30 year appreciation Plaque and Karen Scott presented Ryan Kelly with 10 year plaque. We gave away door prices for people 13 and up and $10.00 bills to each child 12 and under. Meeting was adjourned around 7:45.

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For Sale

We currently have no vehicles for sale. Please check back soon for great deals!

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Mobile App

Lakeside Credit Union has a free app that is available in the app store and works with Apple and Android platforms as well as all tablet platforms. The mobile app provides links to current rates, branch locations and directions, Mobile-Home Banking, Bill Pay and more. Push notifications associated with the app allow you to get important news messages from the credit union. The app can be downloaded for free in your phones app store or by using the links below.

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Protect Yourself Online

For more information on how to protect yourself online please visit https://www.fcc.gov/guides/how-protect-yourself-online. You will find useful information on how to protect yourself while you are online.

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Saving with Mandy and Randy

Lakeside Employees CU is sponsoring a 31 page booklet for all Second Graders in Humphreys County. Saving with Mandy and Randy was designed as a supplement that easily integrates into the core curriculum that primary teachers cover. It addresses students' competency in mathematics, economics, civics, and language arts. With this curriculum program, second grade students use the workbook provided to learn vocabulary words that are related to saving. The workbook also offers practice activities for students including coin identification, counting, adding and subtracting cents and dollars, the difference between wants and needs, the importance of saving including using saving accounts and completing a deposit ticket for a saving account. By sponsoring the program, we are reaching our children at impressionable ages. If we can help them learn good money habits right from the start and raise their level of financial responsibility, it will pay big dividends for them and the community alike.

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What is Identity Theft?

Identity theft is a crime in which an imposter gains access to another’s personal information, such as Social security or credit card numbers, and uses them for personal gain. It might be the result of a stolen purse, stolen mail, Documents taken from trash, a data breach just like the one that happen at Target, computer virus, or telephone scam. For a small fee of $1.95 everybody in your household could be covered, that’s the cost of a family pizza over a year’s time. The$1.95 comes directly out of your checking account, contact the Credit Union today and make sure your Identity is protected.

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Interest Rate Matching

Ask about our Interest Rate Matching. Bring in proof with the Interest rate and Terms that that company will give you with a signature and we can match it on all loans for qualifying Members.

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Notice of Expirations of the Temporary Full NCUSIF Share Insurance Coverage for Noninterest-Bearing Transaction Accounts

By operation of federal law, beginning January 1, 2013, funds deposited in a non-interest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited share insurance coverage by the National Credit Union Administration (NCUA). Beginning January 1, 2013, all of a member’s accounts at an insured depository institution, including all non-interest-bearing transaction accounts, will be insured by the NCUSIF up to the standard maximum share insurance amount ($250,000), for each share insurance ownership category. For more information about NCUA share insurance coverage of non-interest bearing transaction accounts, visit www.ncua.gov.

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ID Protection

Click to learn more about ID Protection and how you can protect your family.

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Overdraft Privilege

Overdraft Privilege helps protect you against having your items returned in the event of an inadvertent overdraft of your account by giving you a reserve for emergencies or unexpected situations. Please see the PDF documents below for more information

• Overdraft Privilege
• What You Need to Know about Overdrafts and Overdraft Fees - Authorization Form
• Overdraft Privilege Disclosure

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Seven Steps to Better Money Management

Click to read

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WARNING: Do not give out your debit/credit card numbers to anyone!!!!

NOTICE: In order to protect you from fraud, you may receive a phone call from Visa company (Fidelity/Falcon). Fidelity/Falcom may ask you to verify some recent purchases that you may have made. Fidelity will never ask you for your account numbers. They already have them on file. But, in order to identify you as the cardholder, they may ask to verify the last four digits of your social security number. If you are not comfortable giving out this information, please ask them if you can verify your address instead. In order to help us protect you from fraud and identity theft, please contact the credit union if you feel that you have given out vital information to anyone about your accounts.

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Sign up now for Free eStatements and received your monthly or quarterly statements online through Home Banking!

Sign on your home banking under additional services you will see eStatements click on it and follow the directions. Once you sign up for this you will no longer receive monthly or quarterly statements by mail.

Please make sure your e-mail address is correct before signing up.

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Update Contact Information

We value your membership very much and would like to be able to contact you about new products and services that we will be offering in the future. Please remember to keep us informed of any changes in your status such as address, phone, employment, etc…. Check out our downloadable status change form to make this process more convenient for you.

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Online Credit Card Account Access

Did you know that you can view your credit card account from this website!

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Protect your checks from fraud!

At Lakeside Credit Union we take every precaution to protect your account and your checks from fraud. Your checks are printed on paper with embedded security features to protect them against alteration and counterfeiting, and precautions are taken in the handling and delivery of your checks.

You can make a difference. Take action to prevent criminals from getting their hands on your checks and to safeguard your check’s integrity:

DO

• Make the post office box your choice for outgoing mail, rather than your home mailbox.
• Treat your deposit slip as if it were a check. Remember, your account number is printed on deposit slips.
• Check your statements carefully against your check register. Duplicate checks may prove helpful by providing you with a record of every check you write.
• Avoid writing checks with pencil or erasable ink.
• Print, don’t sign, your name when writing your return address on envelopes. A signature on the envelope can be copied and forged.
• Report lost or stolen checks and lost or stolen debit cards immediately.

DON'T

• Don’t give your account number over the phone to anyone you don’t know.
• Don’t include your driver’s license number or Social Security number on your checks.
• Don’t write your credit card number on your check.
• Don’t leave large, blank spaces in the check box or the amount line. Start the written dollar amounts as far to the left as possible. Draw a line between the cents value and the right side of the dollar line.

Notes of Interest

Summer 2020 Newsletter

• Pre-Approved Vehicle Loan
• See your CU for a Back to School Loan
• Need a relaxint getaway? See us for a low-rate Vacation Loan
• Online Bill Pay
• And Much More...

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