What’s New!

Scholarship Winner  ι   Annual Meeting  ι   Equifax Data Breach  ι   For Sale  ι   Mobile App  ι   Protect Yourself Online  ι   School Program  ι   ID Theft  ι   Rate Matching  ι   Share Insurance  ι   ID Protection  ι   Overdraft Privilege  ι   Money Management  ι   Debit/Credit Card Fraud  ι   eStatements  ι   Contact Information  ι   Credit Card Access  ι   Check Fraud

Lakeside Credit Union Announces 2018 Scholarship Winner

Lakeside Credit Union in New Johnsonville is pleased to congratulate the winner of our Excellence Scholarship Award, Benjamin Muha.

Ben is a graduate of Waverly Central High School in Waverly, TN. He is the Son of Doug and Renee Muha of Waverly, TN. His grandparents are George and Jane Muha of Waverly, TN and Sue Bell of Waverly, TN and the late Ray Bell. Ben plans to attend Union University at Jackson, with a major in Finance.

Lakeside’s Scholarship Program is available to every senior in Humphrey’s County, Benton County, Dickson Count and also seniors who are Lakeside Credit Union members.We would like to invite everyone who lives, works, worship, or goes to school in Humphrey’s County to become a member and enjoy the benefits of our credit union.

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Lakeside’s 53rd Annual Meeting

A large crowd attended our 2018 Annual Meeting, which was held on March 13th at JERA Building. Old and New Business was discussed, many cash prizes were given away, refreshments were served, and the members that attended seemed to enjoy the one time during the year that they can socialize with friends and co-workers.

Jimmy Spencer and Keith Carnahan was re-elected on the Board of Directors.
Congratulations to all!

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Equifax Data Breach

You may have seen on the news that Equifax (one of the credit bureaus) was hacked and the social security numbers and credit information to approximately 143 million citizens has been compromised. If you were part of the breach you are given the opportunity to sign up for free credit monitoring and identity theft protection for a period of time. Follow the link below to check and see if your data was breached.
   — Equifaxsecurity2017.com

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For Sale

We currently have no vehicles for sale. Please check back soon for more great deals!

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Mobile App

Lakeside Credit Union has a free app that is available in the app store and works with Apple and Android platforms as well as all tablet platforms. The mobile app provides links to current rates, branch locations and directions, Mobile-Home Banking, Bill Pay and more. Push notifications associated with the app allow you to get important news messages from the credit union. The app can be downloaded for free in your phones app store or by using the links below.

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Protect Yourself Online

For more information on how to protect yourself online please visit https://www.fcc.gov/guides/how-protect-yourself-online. You will find useful information on how to protect yourself while you are online.

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Saving with Mandy and Randy

Lakeside Employees CU is sponsoring a 31 page booklet for all Second Graders in Humphreys County. Saving with Mandy and Randy was designed as a supplement that easily integrates into the core curriculum that primary teachers cover. It addresses students' competency in mathematics, economics, civics, and language arts. With this curriculum program, second grade students use the workbook provided to learn vocabulary words that are related to saving. The workbook also offers practice activities for students including coin identification, counting, adding and subtracting cents and dollars, the difference between wants and needs, the importance of saving including using saving accounts and completing a deposit ticket for a saving account. By sponsoring the program, we are reaching our children at impressionable ages. If we can help them learn good money habits right from the start and raise their level of financial responsibility, it will pay big dividends for them and the community alike.

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What is Identity Theft?

Identity theft is a crime in which an imposter gains access to another’s personal information, such as Social security or credit card numbers, and uses them for personal gain. It might be the result of a stolen purse, stolen mail, Documents taken from trash, a data breach just like the one that happen at Target, computer virus, or telephone scam. For a small fee of $1.95 everybody in your household could be covered, that’s the cost of a family pizza over a year’s time. The$1.95 comes directly out of your checking account, contact the Credit Union today and make sure your Identity is protected.

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Interest Rate Matching

Ask about our Interest Rate Matching. Bring in proof with the Interest rate and Terms that that company will give you with a signature and we can match it on all loans for qualifying Members.

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Notice of Expirations of the Temporary Full NCUSIF Share Insurance Coverage for Noninterest-Bearing Transaction Accounts

By operation of federal law, beginning January 1, 2013, funds deposited in a non-interest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited share insurance coverage by the National Credit Union Administration (NCUA). Beginning January 1, 2013, all of a member’s accounts at an insured depository institution, including all non-interest-bearing transaction accounts, will be insured by the NCUSIF up to the standard maximum share insurance amount ($250,000), for each share insurance ownership category. For more information about NCUA share insurance coverage of non-interest bearing transaction accounts, visit www.ncua.gov.

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ID Protection

Click to learn more about ID Protection and how you can protect your family.

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Overdraft Privilege

Overdraft Privilege helps protect you against having your items returned in the event of an inadvertent overdraft of your account by giving you a reserve for emergencies or unexpected situations. Please see the PDF documents below for more information

• Overdraft Privilege
• What You Need to Know about Overdrafts and Overdraft Fees - Authorization Form
• Overdraft Privilege Disclosure

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Seven Steps to Better Money Management

Click to read

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WARNING: Do not give out your debit/credit card numbers to anyone!!!!

NOTICE: In order to protect you from fraud, you may receive a phone call from Visa company (Fidelity/Falcon). Fidelity/Falcom may ask you to verify some recent purchases that you may have made. Fidelity will never ask you for your account numbers. They already have them on file. But, in order to identify you as the cardholder, they may ask to verify the last four digits of your social security number. If you are not comfortable giving out this information, please ask them if you can verify your address instead. In order to help us protect you from fraud and identity theft, please contact the credit union if you feel that you have given out vital information to anyone about your accounts.

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Sign up now for Free eStatements and received your monthly or quarterly statements online through Home Banking!

Sign on your home banking under additional services you will see eStatements click on it and follow the directions. Once you sign up for this you will no longer receive monthly or quarterly statements by mail.

Please make sure your e-mail address is correct before signing up.

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Update Contact Information

We value your membership very much and would like to be able to contact you about new products and services that we will be offering in the future. Please remember to keep us informed of any changes in your status such as address, phone, employment, etc…. Check out our downloadable status change form to make this process more convenient for you.

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Online Credit Card Account Access

Did you know that you can view your credit card account from this website!

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Protect your checks from fraud!

At Lakeside Credit Union we take every precaution to protect your account and your checks from fraud. Your checks are printed on paper with embedded security features to protect them against alteration and counterfeiting, and precautions are taken in the handling and delivery of your checks.

You can make a difference. Take action to prevent criminals from getting their hands on your checks and to safeguard your check’s integrity:

DO

• Make the post office box your choice for outgoing mail, rather than your home mailbox.
• Treat your deposit slip as if it were a check. Remember, your account number is printed on deposit slips.
• Check your statements carefully against your check register. Duplicate checks may prove helpful by providing you with a record of every check you write.
• Avoid writing checks with pencil or erasable ink.
• Print, don’t sign, your name when writing your return address on envelopes. A signature on the envelope can be copied and forged.
• Report lost or stolen checks and lost or stolen debit cards immediately.

DON'T

• Don’t give your account number over the phone to anyone you don’t know.
• Don’t include your driver’s license number or Social Security number on your checks.
• Don’t write your credit card number on your check.
• Don’t leave large, blank spaces in the check box or the amount line. Start the written dollar amounts as far to the left as possible. Draw a line between the cents value and the right side of the dollar line.

Notes of Interest

Winter 2018-2019 Newsletter

• 54th Annual Meeting
• Happy New Year
• Need New Wheels?
• Identity Theft
• And Much More...

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