Card Services

Credit Card Application & Disclosure

Click the link for the:

Visa Credit Card Application & Agreement

Privacy Model Disclosure

No-Cost Travel Accident Insurance

No-Cost Travel Accident Insurance Details

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LCU Debit Card

Visa Debit Card Application

If you are having trouble with your card not working, please contact LCU. 

If LCU is open and you prefer LCU to handle it, the Hwy 70 office opens at 9:00 AM. Their number is 931-535-3750 or 1-800-819-0792. The Hwy 70 office also has the debit card system on their computers, so they may be able to see the problem. You are welcome to call the credit union at the plant site. That office opens at 7:00 AM and their number is 931-535-7269.

If you are traveling, it helps if we know what dates and where you are traveling so that it can be noted on the system. Or if you prefer, you can call 1-800-808-7230 and notify the card system of your travels.

Please keep in mind, there is only a certain amount you can put on your card per day. It can be anywhere from $100.00 to $1,000.00. We can let you know when your card is open. It takes around 2 business days for purchases to clear off. This means if you put $900.00 on your card today and try to put $120.00 the next day. Your card will be declined. This is for your Protection in case of theft.

If LCU blocks a debit card, there is a $15.00 fee for it to be unblocked, if management agrees to unblock it.

If a member loses their card and needs a replacement card, there is a $10.00 fee.

If you have any questions, don't hesitate to call us.

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Gift Cards and Travel Cards

Gift Cards cost $3.00 and can put any amount from $10.00 to $500.00. See CU for details.

Travel Cards cost $5.00. Minimum load $100.00 - Maximum load $5,000.00. Cards can be reloaded up to 4 times by logging on to www.cumoney.com. See CU for details.

What exactly are Prepaid Debit Cards? Prepaid Debit Cards carry the VISA logo on the front of the card and cardholders can add value to the card at anytime. In addition to the 20 million VISA locations worldwide where the cards are accepted, the reloadable cards also work at ATM’s and merchants anywhere your members see the Plus or Interlink(pinned based pos) networks.

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