| Service | Fee | 
|---|---|
| POS (Member is Opted In under Courtesy Pay) | $35.00 | 
| ACH (Pay Negative or Returns) | $35.00 | 
| Share Draft (Pay to Negative Balances or Returned) | $35.00 | 
| Returned Check Fee (not-on-us checks) | $35.00 | 
| Account Closure if Closed Within 90 Days of Opening (Member or Credit Union Request) | $25.00 | 
| Re-Open Membership (if re-opened within a year) | $10.00 | 
| Re-Opening Share Draft due to Neg. History Balance 2nd chance | $20.00 | 
| Dormancy (After 2 years) Quarterly - Contact member first - IRA Exempt | $25.00 | 
| Reconcile Share Draft Account | $20.00 per hour | 
| Stop Payment | $20.00 | 
| Check cashing fee (non-member) | $5.00 | 
| Cashing Third-Party Checks (non-member) | $5.00 | 
| Check Copies | $5.00 | 
| Temp. Checks | $0.50 per check | 
| Cashier Checks (1 free per month) | $2.00 | 
| Copies of statement (First 3 months are Free) | $5.00 per statement after that | 
| Returned Statement (with no forwarding address) | $5.00 | 
| Items sent for collection to attorney | Fee based on Attorney Invoice | 
| Levy/Garnishment | $50.00 | 
| Verification of Deposit (Charge Bank) | $10.00 | 
| Early Christmas Club Withdrawal – (Over 1 per year) | $10.00 | 
| Fax Charge Incoming & Outgoing (Not Credit Union Related) | $1.00 per page | 
| Gift Cards | $3.00 | 
| Travel Cards | $5.00 | 
| Re-Opening a Debit Card (After Credit Union blocked) | $15.00 | 
| Replacement Debit Card (Lost/Stolen) | $15.00 Express Delivery $20.00 | 
| ESA Insurance (Forced Placed Insurance) | $25.00 | 
| Loan Application Fee - Collateral  Loan Application Fee - Signature (No Fee for LOC's)  | 
$25.00 $10.00  | 
| Late Loan Payments (In-House Loans after 15 days) | $30.00 | 
| Indirect Late Fees (after 10 days) | $1.00 or 5% of part of Pmt late Whichever is greater | 
| Temp Lien Fees | $15.00 | 
| UCC Release Fee | $15.00 | 
| Wires (Incoming & Outgoing) | $15.00 | 
| International Wires (Incoming & Outgoing) | $50.00 | 
| ID Protect | $1.95 per month | 
| Home Banking | Free | 
| Bill Pay | Free | 
| E-statements | Free |